Bradford Optical works with many insurance carriers and payment plans.
To see if we work with your insurance carrier or vision care plan, please call our office for assistance. The knowledgeable staff at Bradford Optical is experienced in working with numerous insurance providers. We do our best to confirm all patient benefits prior to the appointment if you provide us with your insurance information BEFORE you arrive. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. If we are not in network with your provider we can often look up and submit for out of network benefits or provide all necessary documentation for a patient to submit on their own.
Why should I choose an out of network provider?
Vision plans accept providers on the basis of how low a reimbursement they are willing to accept which equates to how much, or little, time is spent with each patient and not on criteria such as quality of care, customer reviews or experience and knowledge of the provider. Thus we are in network for a few select Eyemed plans only. We are NOT in network for VSP, Spectera or Davis Vision.
What is the difference between a medical and routine eye exam?
Routine vision plans are designed to cover routine exams only. This includes determining the eyeglass or contact lens prescription and a screening for potential eye health conditions.
Medical exams would be utilized if you have any symptoms of possible medical eye issues (dry eyes, allergies, floaters, etc.) or are being followed for a pre-existing condition (diabetes, cataracts, high-risk medications, etc.) that could affect your vision. Routine vision plan benefits can not be used if the reason for the office visit is medical and the exam will be billed directly to your medical insurance carrier (BC/BS, Cigna, MVP, Medicare, etc.) if we are in network with them.
Diabetic eye exams are considered a medical exam and will always be billed to the medical insurance even if there is a routine benefit through a vision plan. Frequent eye exams are a key part of diabetic management and our doctors will report to and work with your primary care physician to monitor your condition.
We are pleased to accept Care Credit, the nation’s leading patients payment program. Care credit allows you to pay for your exam and/or eyeglasses/contact lenses over time with low monthly payments.